January 12, 2012Get a Free Copy of Your Credit Report – If you are looking to improve your credit one of the first things you need to do is get a copy of your personal credit report from all the major credit reporting agencies. You are entitled to a free copy of your report from any agency [...]
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January 12, 2012The Rapid Rescore strategy requires proper paperwork. You need proof that the item is incorrect. It must come from the creditor directly. For example, a letter stating the account is not your account, a letter stating the account was paid satisfactorily, a release of lien, a satisfaction of judgment, a bankruptcy discharge, a letter for [...]
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January 12, 2012Your current employer may be listed on your credit report, but your employment status isn’t a direct factor into your score. However, losing your job could indirectly hurt your credit in two ways. First, if you don’t have enough savings or unemployment benefits to pay your bills, accounts could fall delinquent or be sent to [...]
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